Your dots1,240
This week5 day streak
MTWTFSS
Bonus2 days to go
+5 a day
Show up
Open Pocket daily to build your streak and earn a bonus after seven days.
Cash bufferOffers for building a life in the USEU.
Income stabilityStable, 4 months
Cash buffer1.3x commitments
Build your USEU financial
profile from day one.
Understand your finances, build USEU financial history, and identify areas to improve.
New country, New financial system.
Moving to the USEU can mean starting again financially, even when you have managed money responsibly for years.
Years of behaviour
A full record of how you handle money, built over years back home.
Limited local history
Almost none of it follows you. USEU lenders see a file barely started.
Start building
Connect your USEU accounts and build a local profile from day one.
Know what you actually have available.
Connect your USEU accounts and Pocket identifies income, rent, bills and recurring commitments so you can see what is genuinely available until payday.
9:41
Pocket.
Available$3,420€3,420of $5,120€5,120
Upcoming5 before payday
Rent1 Nov$1,250€1,250
Phone3 Nov$45€45
Gym5 Nov$39€39
See your profile developing, and what to do next.
Pocket reads signals such as income stability, recurring commitments and cash flow, and shows you which way each one is moving rather than only where it sits today.
9:41
Pocket.
Your profile
Developing4 months on
MayOct
Cash bufferfrom 1.2x1.3x
Commitmentsfrom 44%43% of income
IncomeStable
Lenders use different criteria and Pocket does not guarantee credit eligibility.
Know what you actually have available.
Connect your USEU accounts and Pocket identifies income, rent, bills and recurring commitments so you can see what is genuinely available until payday.
See your profile developing, and what to do next.
Pocket reads signals such as income stability, recurring commitments and cash flow, and shows you which way each one is moving rather than only where it sits today.
Lenders use different criteria and Pocket does not guarantee credit eligibility.
9:41
Pocket.
Available$3,420€3,420of $5,120€5,120
Upcoming5 before payday
Rent1 Nov$1,250€1,250
Phone3 Nov$45€45
Gym5 Nov$39€39
9:41
Pocket.
Your profile
Developing4 months on
MayOct
Cash bufferfrom 1.2x1.3x
Commitmentsfrom 44%43% of income
IncomeStable
Earn dots for building here.
Dots are what Pocket gives back. You earn them for the things that make your profile worth something, and spend them on the rewards below.
+20 a receipt
Scan receipts
Scan a receipt’s QR code, and Pocket matches it to your payment, showing what you bought, not just where you paid.
Home country9 yearsRent on timeSteady incomeSame address
Global ProfileVerified
+500 once
Global Profile
Create your profile once, and Pocket verifies it so you don’t have to share paperwork again.
Why the profile is worth the most
Moving country should not mean starting again.
Years of paying rent on time, steady income, an address you held for a decade. None of it follows you across a border. You arrive and prove it all again to everyone who asks, one at a time.
A verified profile is Pocket vouching for the shape of that record, that income was stable and how long you were at an address, while your documents stay with you. Share the conclusion, not the file.
That is the continuity worth paying dots for: what you built before still counts, and what you build in the USEU starts from something rather than nothing.
Dot values are illustrative while the scheme is finalised. Verified profiles are shared only with your permission, and only as a result, never the documents behind them.
Benefits for building a life here.
Get brand offers for mobile, travel, home, and everyday spending.
Pocket.Giftcard+$25+€25
MobileNewcomer offers
TravelMember savings
HomeSetup offers
EverydayMember benefits
Pocket Rewards is rolling out as we add partners. Card values shown are examples.
And this is only the beginning.
Pocket helps people maintain their financial history across borders, with early access to its upcoming credit programme.
Ask about anything it can see.
Connected accounts let Pocket provide personalised financial insights based on your money.
Get personalised answers about transactions, affordability, and changes in your finances based on your actual accounts.
Ask about anything Pocket can see
HomeBillsRewardsAsk
How it works.
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Step 1 of 3
Where are you?We set up your money view around your move.
Already in the USEUI bank here already
Moving to the USEUI arrive in the next months
Continue01
Join Pocket
Tell us where you are in your move.
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Step 2 of 3
Connect your bankSearch your bank
What Pocket can see
Balances
Transactions
Upcoming bills
Read-only. Pocket never moves money.02
Connect your USEU bank
Securely connect your accounts so Pocket can understand your financial position.
9:41
Step 3 of 3
Your profile
4 monthsBuilding
MayJunJulAugSepOct
IncomeStable
Buffer1.3x
History4 mo
Home country profileShared only as a result
03
Build from there
Track your profile, improve over time and access more of Pocket as it becomes available.
What’s Next
Pocket is just getting started, with more features being explored as we build.
Live today
Understand your money
Connected USEU accounts, detected income and commitments, and what is available until payday.
Exploring
Rent that counts
Ways for members to build USEU history through the rent they already pay.
Exploring
Savings inside Pocket
Somewhere to set money aside that earns while it sits, rather than leaving it idle.
Exploring
A card backed by your savings
Savings that keep earning while backing a card, so spending and repaying could build history.
Questions, answered.
The short version of what people ask before they join.
One view of what you actually have. Pocket works out what is already committed to rent and bills, so you see what is genuinely left until payday.